![]() See the Business Account Fee and Information Schedule and Deposit Account Agreement for additional business account information.So you’ve made the decision to close your Wells Fargo account. Some ATMs within secure locations may require a physical card for entry. Your mobile carrier’s message and data rates may apply. Availability may be affected by your mobile carrier’s coverage area. Please see your applicable Wells Fargo account agreement and card terms and conditions for information on liability for unauthorized transactions.ĭigital wallet access is available at Wells Fargo ATMs for Wells Fargo Debit Cards in Wells Fargo-supported digital wallets. With Zero Liability protection, you will be reimbursed for any promptly reported unauthorized card transactions. In any statement period where your fees exceed your earnings allowance, we’ll debit your account or invoice you for the difference. If your earnings allowance is greater than the total eligible fees for a given statement period, we won’t credit that amount to your account or carry it forward to the following statement period. The rate appears on your client analysis statement. The earnings credit rate is a variable rate that the Bank can change at any time. To calculate your earnings allowance, we apply the earnings credit rate to the investable balance available for services in your account. The Optimize Business Checking account is eligible for an earnings allowance to offset eligible fees and expenses, including certain service fees. Additionally, these transactions won’t be counted as part of the transaction limit on Optimize Business Checking. Wells Fargo Business Debit or ATM card purchases and payments are not assessed a transaction fee by Wells Fargo. Non-electronic deposits are processed by a teller or mailed to the Bank. Non-electronic deposits incur a separate fee. ![]() Optimize transactions are withdrawals or debits posted to your account and checks deposited electronically within a billing relationship. See the Business Account Fee and Information Schedule for additional business account information. Savings account, cannot simultaneously be linked to another Navigate Business Checking account to avoid the monthly service fee with combined balances. Other accounts linked to your Navigate Business Checking account for combined balances, such as a Business Market Rate Your Navigate Business Checking account cannot be linked to another Navigate Business Checking account for combined balances. Your business time accounts (CDs): Business Time Account (CD) and Business Step Rate Time Account (CD) Your business savings accounts: Business Market Rate Savings, Business Platinum Savings, and Business High Yield Savings, PLUS Your business checking accounts: Initiate Business Checking℠, Additional Navigate Business Checking, Business Choice Checking, and Business Checking Plus, PLUS Combined business deposit balances include the average ledger balance in your Navigate Business Checking℠ account plus other qualified linked The combined balance is determined one business day prior to the last business day of your fee period. ![]() Transactions means all checks deposited, and all withdrawals or debits posted to your account, including paper and electronic, except debit card purchases and debit card payments. Contact your banker for a complete description of services, fee, and enrollment instructions. ![]() Enrollment required and additional fees may apply.
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